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How to Get a Replacement Car Key Losing a car key can be a traumatic experience. It can also be expensive depending on the model you have. A call to an auto locksmith is the easiest method of replacing the key. This is typically a less expensive and faster option than calling the roadside assistance or a dealership. Cost In the past, losing your car keys was not a big deal. You could just visit your local hardware store to purchase a replacement key. Fortunately, today, the process is much more complex and expensive. The reason for this is that automobiles have become more technologically advanced, which means keys are also. While this makes them more secure against theft, it also makes them pricier to replace. The cost of a lost key replacement will depend on the year, model and model of your vehicle. Many newer cars have key fobs that have a transponder chip in them to prevent theft. These chips must be linked to your vehicle, which usually requires a locksmith or a dealership. vehicle key replacement varies based on the model of your car, but it can reach $200. Modern cars also come with laser-cut keys that need to be programmed with a specific machine that is only available at dealerships and auto locksmiths. The cost of a spare key in this type of lock can be as high as $100. Another factor that will affect the cost of a lost key is where you live. It is likely that you will have to pay more for services for a remote area because the locksmith and tow truck have to travel a long distance to reach you. Moreover, a locksmith will charge extra for holidays or after hours weekend hours. The best method to minimize the cost of a lost key is to have an extra key with you that can be kept at home or kept in your wallet. It is also advisable to keep the registration or title documents, as these will be needed to prove that you are the owner of the vehicle in the event that you need to contact the dealership for an exchange key. You can also contact your roadside assistance service. They might be able to offer you temporary replacements, based on their terms and conditions. Time is a factor. The loss of your car keys can be frustrating, but you shouldn't panic. Spend a few minutes searching for your keys in the most obvious places, such as your purse or pocket. Then, go back and recall your day to determine where you may have left them. This can help you recall where you lost the keys, or even the location of them if they're in your car. It's probably time to replace your car keys if they aren't able to locate them. The majority of newer vehicles have a remote key fob that uses the code to unlock and start the car. This type of key needs to be programmed with the specific vehicle you own, and this is usually a task that requires an expert. You should consult an auto locksmith to see if they can handle this, and you will be required to provide proof of ownership. Old-fashioned car keys made of metal are much simpler to replace than remote fobs for keys. They operate 100% mechanically and aren't difficult to duplicate, therefore locksmiths in your area can give you a replacement on the spot if you've lost one. The locksmith can also duplicate your ignition cylinder, but this is an additional cost. If you'd like to create copies of your old keys for your car, visit a hardware store that specializes in cars and make them quickly and inexpensively. You may also want to consider replacing your car keys if they're starting to appear worn down. Regular use can wear down the teeth on the keys and cause it to be difficult to align them properly. If the key starts to get stuck inside the lock, it's also an indication that it's time to replace it. The dealer may have to program the key if you own a newer model or a luxury automobile. This is a complex job that can be expensive and take a considerable amount of time to complete. Depending on your car's make, you may be able to have the work covered by your vehicle warranty or car insurance. Availability Even if you're a great driver there is a chance to lose your car keys. This could be a huge hassle especially at a time that isn't convenient such as when you are at the supermarket or gas station and want to return home. There are many ways to replace the key that was lost. You can contact your insurance company or locate a local locksmith, or call roadside assistance. You'll first need to determine the type of key you have. It's crucial to know that different cars use different keys. Some keys are old-fashioned, and only lock using the key cylinder. Others include a chip which communicates with the vehicle to unlock doors and also start the car. Certain keys can be replaced by an auto locksmith, while you may need to visit a dealership to get one from the manufacturer if yours is smart keys. You must first read the manual, or call the dealer to get instructions on how to program the key for your vehicle. You will need to provide proof that you own the vehicle and then wait several additional days for your dealer to make an order for a replacement. This method could also require you to bring the vehicle to a locksmith or another service provider to be programmed, which isn't the best option for those on tight schedules or who have limited mobility. If you have a spare key, the process will be easier. You can buy a replacement car key online at a low price depending on the type of car you own. If your keys are equipped with a key fob and transponder element, you'll have to consult a professional who is qualified to get them replaced and programmed. Based on the make and model of your car this could require an auto towing service or paying a locksmith to take care of it. Another method of getting an updated car key is using a bluetooth tracker. These small devices attach on your keyring, emitting a signature which can be read by an iPhone with an application installed. The app will show you the location of the key, to help you locate it whenever you need to. Insurance Typically, car insurance does not cover lost keys. There are exceptions. Some of the best insurance companies, which are committed to ensuring customer satisfaction, offer additional coverage for things such as keys lost. This is usually an additional fee, but it can be less expensive than paying out-of-pocket for replacement costs for keys. Whether or not car insurance covers keys lost is contingent on the specific policy and the deductible. The majority of traditional keys can be easily replaced however it can be more difficult if you have an electronic fob, or smart key. These keys are laser-cut, and use computers to transmit signals to the vehicle, meaning they're a lot more difficult to replace than traditional mechanical keys. They are also more expensive, because you'll need to pay a locksmith and the key itself. Consider using an auto club service or roadside assistance to save money when replacing a lost key. These services can provide locksmiths with discounted rates and even reimburse the cost of the purchase of a new key. Some of these firms also provide emergency lockout services which can be beneficial for those who are in a hurry and are trying to get back on the road. Another option is to call your car dealer to inquire whether they can help. Locksmiths are typically on hand at all dealerships and they may be able to make keys for you at an affordable price. If the dealer has to order a key for the model you have it could take several days. Whatever method you choose, make sure to save all receipts and documents so you can file a claim with your car insurance company should you need to. Although it's not an enjoyable experience, losing your car keys could happen to anyone. There are ways to avoid expensive consequences. While the most affordable and quickest method to replace lost keys to your car is to contact an authorized locksmith in your area but it is crucial to weigh the financial advantages against the time and possible deductible payment before filing a claim with your insurance company.